1 1/4 oz of Kahlua coffee liqueur (or coffee liqueur)
1 1/4 oz of creme de bananes (or banana liqueur)
1 1/4 oz of Malibu coconut rum (or Coconut Rum)
1 1/4 oz of creme de cacao (or chocolate liqueur)
1 dash of half-and-half (or cream)
Fill highball or collins glass half way with ice. Pour liguors over ice. Add a dash of half/half or milk (optional). Serve.